FCA Refuse PDHL Authorisation

Debt management firm PDHL has been refused authorisation by the Financial Conduct Authority (FCA) due to poor standards of debt advice and can no longer carry on regulated debt management activities. This comes after warnings from the FCA that all debt management firms with interim permission for operation must achieve a level of service that […]

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Council Tax Arrears

Council Tax Debts Debts to council tax can feel like the most confusing and intimidating debts to manage. Council tax should always be a priority ahead of any debts such as credit cards but sometimes this isn’t quite so simple. Council tax is paid to your local Government body to help your local area pay […]

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A beginner’s guide to debt advice.

A recent Citizens Advice report advised that there were 172,955 new enquiries to Citizens Advice Bureaux for debt advice between 2013/14 & 2014/15 in Scotland. If you are beginning to feel like things are getting on top of you and that you are struggling financially – don’t panic. There is help and debt advice available […]

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