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Are you worried about debt?

Getting out of debt could be a consultation away.

We have provided soutions for Scottish Debt for over three decades. Contact us for a free debt consultation.

Reduce your monthly repayments

A Debt Management Solution from WB Debtcare could reduce your monthly repayments, easing your financial worries.

Talk about reducing payments

Write Off Unaffordable Unsecured Debt

A Debt Management Solution from WB Debtcare could write off your unaffordable unsecured debt, reducing the total debt owed.

Talk to us about writing off debt

No Obligation Debt Consultation

Getting out of debt starts with a no obligation debt consultation.

Arrange a free consultation today


I'm not sure if a debt solution is right for me?



Do I Qualify

Your Total Debt:


Your Total Monthly Income:

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When looking at getting out of debt, people choose WB Debtcare.

These are the reasons people should use WB Debtcare:

The Scottish Government’s number one choice of insolvency practitoner.

Providing free debt advice to Scots since 1977.

Last year helped over 2000 Scots deal with their debts.

We provide our service to the whole of Scotland. As well as by phone and online – in person.

Licensed and qualified debt professionals who can implement your debt plan – not simply refer you elsewhere.

Why not get in touch?

Contact Us

I'm not sure if a debt solution is right for me?

If any of the following apply to you, please get in touch today.

  • I pay bills late as I do not have enough money
  • I am behind on gas or electricity bills or it is about to be disconnected
  • I only pay the minium on credit cards as I cannot afford more
  • I use payday loans
  • My credit limits are at the maximum level
  • I argue with my partner about money
  • I am behind on rent or mortgage, or about to be evicted
  • I borrow from friends or family regularly
  • I can’t afford to pay off some of my debts
  • I receive calls from debt collectors.
  • Debt collectors/bailiffs have visited.
  • I receive overdue notices from creditors.
  • I am behind on council tax
  • I am struggling to save.
We offer a free consultation to talk about your debt issues:
Get In Touch

What is the process?

The journey towards getting out of debt could start today.

1. Make An Enquiry
Fill In The Form here
2. Talk with an advisor
Meet our friendly team

Are you struggling to make minimum payments? Talk to us today.


A Debt Solution For You

Let’s face it, anyone can lose control of their finances from time to time. An unexpected change of circumstances, increased costs, unmanageable credit card balances or living ‘beyond your means’ can all play a part in putting pressure on your finances. Debt in Scotland is an increasing problem and if left unchecked, the situation can start to spiral out of control, this will lead to you and your family being put under unnecessary stress and worry. But it needn’t be that way. No matter how bad things seem right now, getting out of debt can be accomplished with WB Debtcare. We are the Scottish Debt Experts.

Latest News On Getting Out Of Debt

We are working closely with:

Helping a wide range of people with getting out of debt.

Scottish Debt Tools – Trust Deed, Debt Arrangement Scheme and Sequestration

We have a wide number of tools and expertise at our disposal. 

The easiest way to get started is to complete our quick assessment form at the top of this page or give one of our expert, friendly advisors a call today.

We will then be able to recommend the right route out of debt for you. There’s no time like the present to get back in control.


Get In Touch

Getting out of debt can be accomplished with a variety of solutions. Not sure which solution could help you? Then get in touch today for a free debt consultation.

WB Debtcare offers a range of financial solutions to individuals in financial distress. We provide free , non commitment , consultations to deal with debt in Scotland.

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Scottish Trust Deed A Trust Deed is part of a suite of options available to someone in financial distress – our advisors can provide you with details of all the options available to…

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The Debt Arrangement Scheme Scotland (DAS Scotland) was introduced by the Scottish Government in November 2004 to offer individuals in financial distress the ability to pay back their debts under a Debt Payment…

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The process of Sequestration in Scotland was modernised in 2008 and again in November 2010. These changes have made Sequestration a viable debt relief solution for individuals in financial distress, and access to…

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To find out more about managing your money and getting free advice, visit Money Advice Service, an independent service set up to help people manage their money.